3665 E O’Gara Rd, Harrison, ID 83833 (MLS# 26-8634)

3665 E O'Gara Rd, Harrison, ID 83833

$1,429,000
Property Type: Residential Bedrooms: 3 Baths: 4.5 Square Footage: 3,286 Lot Size (sq. ft.): 77,537 Status: Active
Current Price: $1,429,000 List Date: 8/21/2026 Last Modified: 9/04/2026

Overview

Description

***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.

Supplements: Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for t ...

Listing Details MLS# 26-8634

Address Information

Street Number
3665
Street Direction Pfx
E
Street Name
O'Gara
Street Suffix
Rd
State/Province
ID
Postal Code
83833
County
Kootenai

Contract Information

Listing Type
Residential Waterfront Secondary
Income Producing
No
Area
09 - Chain Lakes/Harrison Area
Neighborhood Grid #
210
Begin Date
2026-08-21
Short Sale
No
REO
No

General Property Description

Realtor.COM Type
Residential - Single Family
Building Style
Multi-Level
Basement
Yes
Garage Type
Det Garage
Garage Stall
2 Car
Total Bedrooms
3
Total Bathrooms
4.5
Total SqFt.
3286
SqFt. B
1543
SqFt 1
1543
SqFt 2
200
SqFt Source
Assessor
Lot Acres
1.78
Year Built
1993
New Construction
No
Lot Type 1
Residential
Lot Type 2
Secondary Wtr Frnt
Lake/River Name
Coeur d'Alene Lake

Legal and Taxes

Legal
LACON TRACTS, LT 7 BLK 3 EX R/W, PTN OF CAREA (ROAD ONLY) 0747N03W, LACON TRACTS, LT 8 BLK 3 EX R/W, PTN OF CAREA (ROAD
AIN/Tax Bill
123967, 191899
Parcel Number
04400003007A, 04400003008A
School District
Kootenai - 274
Zoning
County RES
Taxes
4384
Tax Year
2025
Taxes Reflect 1
No Exemptions
Subdivision
Lacon Tracts
Directions
From Coeur d'Alene: I-90 E to Exit 22 (Hwy 97). Turn right onto Hwy 97 S and follow toward Harrison. Turn right onto E O'Gara Rd. Follow O'Gara Rd to 3665 E O'Gara Rd.

Remarks

Public Remarks
***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.

Miscellaneous

Sec
7
Twn
47N
Rng
03W
Rng Dir
WBM

More Information

Property Subject to

CC&Rs
Yes
Homeowners Assoc
None
HOA Name
Lacon Coop
Frequency
Annually
Association Fee
$800/year - Water
LID
No
Non-Mtg Lien
None
Flood Zone
No
Aircraft Flight Zone
Unknown
Fire Protection Dist
Yes
Fire Protection Name
SMFPD

Rooms per Level

Bsmt Living Rm
Yes
Bsmt Bdrm(s)
2
Bsmt Bath
2
Bsmt Half Bath
Yes
Bsmt Laundry
Yes
Bsmt Other Rm(s)
Yes
1st Fl Living Rm
Yes
1st Fl Dining Room
Yes
1st Fl Kitchen
Yes
1st Fl Mst Bdrm Suite
Yes
Main Level Bedrooms
Yes
1st Fl Bath
Yes
Main Level Bathrooms
2
2nd Fl Other Rm(s)
Yes

Kitchen Amenities

Counter Type
granite

Flooring

Wood
hardwood

Water

Water System Name
Lacon Coop

Showing Instructions

Showing Service Name
ShowingTime

Property Features

Association Fee Includes: Water View: Lake; Mountain(s) Lot Features: CDA Reservation; Irregular Lot; Landscaped; Level; Open Lot; Sloped; Southern Exposure; Sprinklers In Front; Sprinklers In Rear; Wooded Fencing: Partial Interior Features: Central Air; Electric Dryer Hookup; Fireplace; High Speed Internet; Jetted Tub; Skylight(s); Smart Thermostat; Washer Hookup Fireplace Features: Gas Exterior Features: Boat Slip; Covered Deck; Fire Pit; Open Deck; Paved Parking; Pergola; RV Parking - Open; Spa/Hot Tub Common Walls: No Common Walls Appliances: Dishwasher; Disposal; Electric Dryer; Gas Range; Microwave; Refrigerator; Washer; Wine Refrigerator; Electric Water Heater Kitchen Amenities: Kitchen Island Fuel: Electric; Propane Heating: Fireplace(s); Forced Air; Heat Pump Other Structures: Gazebo Bsmt: Full Size Basement: Finished; Daylight; Walk-Out Foundation: Concrete Construction: Frame Exterior: Wood Siding Flooring: Carpet; Tile Roof: Comp Shingle Road: Paved; Public Maintained Road Water: Community System Sewer: Septic Tank Terms Considered: 1031 Exchange; Assume; Cash; Conventional; VA
Listing Office: St Maries Realty
Last Updated: September - 04 - 2026
Information displayed on this website on listings other than those of the website owner is displayed with permission of the Coeur d'Alene MLS and Broker/Participants of the Coeur d'Alene MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is from sources deemed reliable but is not guaranteed. Prospective buyers should verify information independently. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.

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