10653 N Payment Peak RD, Hauser, ID 83854 (MLS# 26-2800)

10653 N Payment Peak RD, Hauser, ID 83854

$1,295,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,780 Lot Size (sq. ft.): 445,183 Status: Active
Current Price: $1,295,000 List Date: 3/30/2026 Last Modified: 5/21/2026

Overview

Description

$15,000 Seller credit offered for interest rate buy down or credit of your choosing! Now, Imagine waking up every morning to sweeping mountain views, fresh North Idaho air, and complete privacy on your own 10.22-acre retreat. Perched high above it all, this 3,780 sq ft home was designed to bring the outdoors in--with expansive windows and a 12-foot covered wraparound deck that showcases nearly 360° panoramic views across 3 states! Whether it's morning coffee at sunrise or unwinding at sunset, every moment here feels elevated. Inside, the home offers 3 bedrooms and 3 bathrooms with warm, inviting spaces showcasing solid hickory throughout. Cozy up by the wood stove on snowy evenings or enjoy the ease of central A/C during the summer. Every room captures a view--but the primary suite is something special with walk out deck access you will wake up to views of Mt. Spokane from your shower, then relax in the jetted tub with Tower Mountain as your backdrop.

Supplements: Recirculating hot water system for 7 second hot water in the whole house. Step outside and experience what truly sets this property apart. A 40x60 heated and insulated shop with 200-amp service gives you room for all your toys, projects, and storage--without sacrificing views. At the top of the property, a charming two-story lookout/playhouse offer ...

Listing Details MLS# 26-2800

Address Information

Street Number
10653
Street Direction Pfx
N
Street Name
Payment Peak
Street Suffix
RD
State/Province
ID
Postal Code
83854
County
Kootenai

Contract Information

Listing Type
Site Built > 2 Acres
Income Producing
No
Area
04 - Rathdrum/Twin Lakes
Neighborhood Grid #
290
Begin Date
2026-03-27
Short Sale
No
REO
No

General Property Description

Realtor.COM Type
Residential - Single Family
Building Style
Multi-Level
Basement
Yes
Garage Type
Det Shop
Garage Stall
4+ Car
Total Bedrooms
3
Total Bathrooms
3
Total SqFt.
3780
SqFt Source
Assessor
Lot Acres
10.22
Year Built
2018
New Construction
No
Lot Type 1
Residential

Legal and Taxes

Legal
SE-NW-SW EX W S 60 FT OF S 333 FT 1751N05W
AIN/Tax Bill
252619
Parcel Number
51N05W175550
School District
Lakeland - 272
Zoning
County-AG
Taxes
2407.29
Tax Year
2025
Taxes Reflect 1
Home Owner's Exemption
Taxes Reflect 2
Timber Exemption
Subdivision
N/A
Directions
From Rathdrum: Take Hwy 53 West to Payment Peak Rd and turn right. Continue on Payment Peak Rd and follow to the sign.

Remarks

Public Remarks
$15,000 Seller credit offered for interest rate buy down or credit of your choosing! Now, Imagine waking up every morning to sweeping mountain views, fresh North Idaho air, and complete privacy on your own 10.22-acre retreat. Perched high above it all, this 3,780 sq ft home was designed to bring the outdoors in--with expansive windows and a 12-foot covered wraparound deck that showcases nearly 360° panoramic views across 3 states! Whether it's morning coffee at sunrise or unwinding at sunset, every moment here feels elevated. Inside, the home offers 3 bedrooms and 3 bathrooms with warm, inviting spaces showcasing solid hickory throughout. Cozy up by the wood stove on snowy evenings or enjoy the ease of central A/C during the summer. Every room captures a view--but the primary suite is something special with walk out deck access you will wake up to views of Mt. Spokane from your shower, then relax in the jetted tub with Tower Mountain as your backdrop.

Miscellaneous

Sec
17
Twn
51
Rng
5
Rng Dir
WBM

More Information

Property Subject to

CC&Rs
No
Homeowners Assoc
None
LID
No
Non-Mtg Lien
None
Flood Zone
No
Aircraft Flight Zone
Unknown
Fire Protection Dist
Yes

Rooms per Level

Bsmt Fam/Gr Rm
Yes
Bsmt Bdrm(s)
2
Bsmt Bath
Yes
Bsmt Other Rm(s)
Yes
1st Fl Living Rm
Yes
1st Fl Dining Room
Yes
1st Fl Kitchen
Yes
1st Fl Mst Bdrm Suite
Yes
Main Level Bedrooms
Yes
1st Fl Bath
Yes
Main Level Bathrooms
2
1st Fl Laundry
Yes
2nd Fl Other Rm(s)
Yes

Other Rooms

Bonus Room
Yes
Craft Rm
Yes
Loft
Yes
Storage
Yes
Main Floor Utilities
Yes

Other Structures

Shop Size
40x60
Shed(s)
Yes

Basement

% Finished
95
Daylight
Yes
Part Finished
Yes

Road

Road Maintenance Agreement Description
verbal
Paved
Yes
Private Maintained Road
Yes
Road Maintenance Agreement
Yes

Showing Instructions

Showing Service Name
ShowingTime

View

City
Yes
Mountain(s)
Yes
Neighborhood
Yes
Territorial
Yes

Lot Features

Sloped
Yes
Southern Exposure
Yes
Wooded
Yes

Interior Features

Central Air
Yes
Electric Dryer Hookup
Yes
Fireplace
Yes
High Speed Internet
Yes
Jetted Tub
Yes
Washer Hookup
Yes

Fencing

None
Yes

Exterior Features

Covered Deck
Yes
Covered Patio
Yes
Covered Porch
Yes
Lighting
Yes
Open Deck
Yes
Rain Gutters
Yes
RV Parking - Open
Yes
Satellite Dish
Yes
See Remarks
Yes

Terms Considered

1031 Exchange
Yes
Cash
Yes
Conventional
Yes
VA
Yes

Water

Private Well
Yes

Common Walls

No Common Walls
Yes

Sewer

Private Sewer System
Yes

Fuel

Electric
Yes
Propane
Yes
Wood
Yes

Heating

Fireplace(s)
Yes
Forced Air
Yes
Stove - Wood
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Electric Dryer
Yes
Freezer
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes
Water Softener
Yes
Electric Water Heater
Yes

Kitchen Amenities

Kitchen Island
Yes
Walk-In Pantry
Yes

Bsmt

Full Size
Yes

Foundation

Concrete
Yes

Construction

Frame
Yes

Exterior

Fiber Cement
Yes
Shingle Siding
Yes

Roof

Comp Shingle
Yes

Flooring

Carpet
Yes
Laminate
Yes
Tile
Yes
Vinyl
Yes

Property Features

Other Rooms: Main Floor Utilities View: Mountain(s); Neighborhood; Territorial Lot Features: Sloped; Southern Exposure; Wooded Fencing: None Interior Features: Central Air; Electric Dryer Hookup; Fireplace; High Speed Internet; Jetted Tub; Washer Hookup Exterior Features: Covered Deck; Covered Patio; Covered Porch; Lighting; Open Deck; Rain Gutters; RV Parking - Open; Satellite Dish; See Remarks Common Walls: No Common Walls Appliances: Dishwasher; Disposal; Electric Dryer; Freezer; Microwave; Refrigerator; Washer; Water Softener; Electric Water Heater Kitchen Amenities: Kitchen Island; Walk-In Pantry Fuel: Electric; Propane; Wood Heating: Fireplace(s); Forced Air; Stove - Wood Other Structures: Shed(s) Bsmt: Full Size Basement: Part Finished; Daylight Foundation: Concrete Construction: Frame Exterior: Fiber Cement; Shingle Siding Flooring: Carpet; Laminate; Tile; Vinyl Roof: Comp Shingle Road: Paved; Private Maintained Road; Road Maintenance Agreement Water: Private Well Sewer: Private Sewer System Terms Considered: 1031 Exchange; Cash; Conventional; VA
Listing Office: Silvercreek Realty Group, LLC
Last Updated: May - 21 - 2026
Information displayed on this website on listings other than those of the website owner is displayed with permission of the Coeur d'Alene MLS and Broker/Participants of the Coeur d'Alene MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is from sources deemed reliable but is not guaranteed. Prospective buyers should verify information independently. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.

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